Why Pre-Qualification is Important

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It's important to see a mortgage loan pro first, even before you've determined the sort of home to search for. What for? When you don't yet know how much house you want to qualify for, what could we do for you?

Pre-Qualify

When we pre-qualify you, we help you figure out the amount in monthly payments you can fit in your budget, and how much we of a loan you will qualify for. The process takes you through your finances - your debts, income, job, and down payment money, among other things. We will require a minimum amount of paperwork, with a short,basic process.

We will give you a Pre-Qualification Letter once you qualify, that says that we're confident you can qualify for a specific amount of mortgage dollars.

Pre-Qualification Power

When you locate a house that catches your eye, and you want to put together an offer, being pre-qualified for a mortgage will do a number of things. First, it lets you know the amount that you can offer. More important to the seller, your being pre-qualified is like your having entered their house with a suitcase full of cash to make the deal! They need not worry that they are wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through the pre-qualification process. The process walks you through your finances - your debt, income, job, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can certainly use the mortgage calculators on this site to calculate how much mortgage you can afford - but it's also valuable to meet with us. That way, we'll be able to help you get your pre-qualification letter. Then, we'll make sure we have the best mortgage program for your situation. Let us help you get started: Call us at 3217777277.

Have questions about pre-qualifying? Call us at 3217777277. It's our job to answer pre-qualification questions, so we're happy to help!