Why Pre-Qualification is Important

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Even if you've not so much as picked out houses to visit yet, it can be valuable to visit with your mortgage pro first. Why? What can we do for you before you have made your offer, and don't yet know how much you want to borrow?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you decide the amount in monthly mortgage payments you can fit in your budget, and the loan amount you can qualify for. This process outlines your financial situation - your debts, income, career, and cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

After you are determined to be eligible, we document our confidence in your potential to qualify for a loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

A number of beneifits open to you once you have found your next house, and have achieved pre-qualification. First, it helps you know the amount that you are able to offer. Even more important to the seller of the house, your pre-qualification status gives them confidence - as if you had come into their house with a suitcase of cash to back up the offer! They will not need to worry that that they're wasting their time if you will not be able to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't be something for them to lose sleep over. You have the ability to back up your offer.

We can help you pre-qualify

We will help determine how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by walking you through the pre-qualification process. This process takes you through your finances - your debt, income, career, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.

Face to Face

While you can try our mortgage calculators on our site, it is a good idea to meet with one of our mortgage professional team members. We can begin working on your pre-qualification letter. Next, we can review your mortgage options and make sure you have selected the right one. We're eager to hear from you: contact us at 3217777277.

Have questions about pre-qualifying? Call us at 3217777277. AmeriBest Mortgage answers pre-qualifying questions every day.