The Importance of Pre-Qualifying

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It is valuable to bring in your mortgage loan professional early — even before you've begun narrowing down neighborhoods. Why? What can we do for you if you have not made your offer, and don't yet know the amount you want to borrow?

We Will Help You Pre-Qualify

Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we determine your borrowing power - analyzing your job, money available for down payment, debt, income, and other circumstances. It is a quick, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter if you qualify, which states that we're confident you'll qualify for up to a specific amount of mortgage loan dollars.

Power in the Pre-Qual

When you locate a house that catches your eye, and you decide to make an offer, being pre-qualified for a loan will do a couple of things. First, it helps you know how much you're able to offer. Of greater importance to the home seller, your being pre-qualified is like your having walked into their house with a bag full of money to purchase the home! They won't have to be concerned they are wasting their time if you don't have the ability to qualify for a high enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. You have the influence of a buyer ready to make the deal on the spot!

We can help you pre-qualify

We will help determine how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. During this process, we look at your borrowing capacity - reviewing your earning status, money available for down payment, debts, income, and other areas. It's quick and to the point; and we keep the paperwork light.

One on one

You can certainly use the mortgage calculators available on this site to get an idea of how much mortgage you can afford - but it's also important to talk with one of our mortgage professionals. We can work toward your pre-qualification letter. Next, we can review your mortgage loan options and make sure you are in the right one. Let us get you started: Call us at 3217777277.

Have questions about pre-qualifying? Call us at 3217777277. We answer pre-qualification questions every day.