Why it's Important to Pre-Qualify

	Looking for a mortgage loan? We can assist you! Call us at 3217777277. Want to get started? Apply Here.

It is important to bring in your mortgage loan professional early — even before you have started to research neighborhoods. What for? If you don't know yet how much home you need to qualify for, how can we help?

We Will Help You Pre-Qualify

We will help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. This process outlines your financial situation - your debts, income, job, and down payment money, among other things. It's short and to the point; We keep the paperwork light.

We will give you a Pre-Qualification Letter when you qualify, which documents that we are confident you'll qualify for a predetermined amount of mortgage dollars.

Power in the Pre-Qual

Armed with your pre-qualification letter, a number of advantages fall at your feet once you locate the home you want to make an offer for. First, it lets you know how much you can offer. Of greater importance to the home seller, your pre-qualification is like your having walked into their front door with a suitcase full of cash to purchase their home! They won't have to worry that they're wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back your offer up.

We help with your pre-qualification

Our mortgage professionals can help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. We do this by considering your debts and income, your work and housing situations, the funds available for a down payment, required reserves, and some other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

One on one

You can certainly use the mortgage calculators on our site to calculate the size mortgage you'll be able to afford - but it's also important to talk with one of our mortgage professionals. For one thing, you'll want a Pre-Qualification Letter! Next, we can consider your loan choices and be sure you are in the right one. Contact us at 3217777277 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 3217777277. AmeriBest Mortgage answers pre-qualifying questions every day.