Why Pre-Qualify?

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Even if you've not so much as narrowed down homes to visit yet, it can be advantageous to contact your mortgage professional first. What for? How can we help before you have made your offer, and don't yet know how much you want to borrow?

We Can Help You Pre-Qualify

We will help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. We achieve this by analyzing your debts and income, your work and housing situations, your available funds for a down payment, required reserves, and other considerations. We require a minimum amount of paperwork, and avoid a lengthy process.

After you qualify, will present to you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which documents the fact that we are helping you to find the ideal loan to meet your needs and that we're confident you will qualify for a mortgage up to a certain amount.

Buying Power

Various beneifits open to you when you find your dream house, and have achieved pre-qualification power. First, it helps you know how much you're able to offer. More important to the seller, your being pre-qualified is like your having walked into their house with a bag full of money to make the deal! They will not have to wonder if they have been wasting their time if you don't have the ability to qualify for a big enough mortgage. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We will help determine how much of a mortgage loan you can afford, and the amount of money you may be able to borrow, by taking you through the pre-qualification process. The process leads you through your finances - your debts, income, career, cash available for down payment, among other things. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you are encouraged to use our tools to calculate mortgage variables on our website, it's essential to sit down and talk with one of our mortgage professional team members. We can begin working on your pre-qualification letter. Then, we'll make sure we have selected the best mortgage loan program for your situation. Contact us at 3217777277 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 3217777277. AmeriBest Mortgage answers pre-qualifying questions every day.