The Importance of Pre-Qualifying

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It's valuable to bring in your mortgage professional as soon as possible — even before you've started researching neighborhoods. What for? If you don't yet know how much home you need to qualify for, how could we help?

We Can Help You Pre-Qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. During the process, we look at your ability to borrow - reviewing your earning status, money available for down payment, debts, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.

We award you a Pre-Qualification Letter once you qualify, that says that we're confident you will qualify for up to a certain amount of mortgage dollars.

Pre-Qualification Power

Various beneifits open to you after you've found your dream house, and have pre-qualification. First, you have some concrete numbers in mind, as the total you will qualify for on your mortgage. Being pre-qualified will also make your offer look even better to the home seller, like you were bringing them a bag full of cash! They will not need to worry that that they are wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to worry about. You will have the influence of a buyer ready to make the purchase on the spot!

We will help you with your pre-qualification

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can afford, and the loan amount you can qualify for. In the process, we explore your borrowing potential - looking at your employment, available money for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.

One-on-One

While you are encouraged to try our mortgage calculators on our site, it's essential to sit down and talk with us. For one thing, you will need a Pre-Qualification Letter! For another thing, we may locate a different mortgage option that is a better fit for you. We're eager to meet with you: contact us at 3217777277.

Have questions about pre-qualifying? Call us at 3217777277. It's our job to answer pre-qualification questions, so we're happy to help!