Why it's Important to Pre-Qualify

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It's important to consult your mortgage loan professional early — even before you've started to consider neighborhoods. Why? It may be hard to fathom how we can help even before you begin to negotiate.


We can help you calculate how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. In the process, we look at your capacity to borrow - looking at your earning status, money available for down payment, debt, income, and other areas. It's quick and to the point; We take pride in keeping the paperwork to a minimum.

When you are considered eligible, we will prove our confidence in your capacity to qualify for a mortgage loan by awarding you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qualification Power

When you locate the house that is best for you, and you decide to put together an offer, being pre-qualified for a mortgage will do a number of things. First, it helps you know the amount that you can offer. More important to the seller, your being pre-qualified is like your having entered their front door with a bag full of cash ready to make the deal! They won't need to worry that they are wasting their time if you will not be able to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed loan amount will not cause them concern. You will have the sway of a buyer ready to make the purchase right now!

We help with your pre-qualification

When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and how much we of a loan you can qualify for. This process outlines your financial situation - your debts, income, job, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

Face to Face

It's vital to sit down and talk with us, even though you are welcome to also try the helpful mortgage calculator tools on our site. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have found the right mortgage program for you. Contact us at 3217777277 to get started.

Have questions about pre-qualifying? Call us at 3217777277. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

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