Your Closing Costs

Every home sale incurs certain costs. Buyers and sellers usually share these costs, as the sales contract specifies.

Many of the costs associated with buying a home are associated with getting the loan. At AmeriBest Mortgage, we have extensive experience in mortgage lending, so we can provide you with a comprehensive report on mortgage-related costs in your "Loan Estimate".

Loan Estimates (LEs)

Very soon after you submit your application, we will give you a "Loan Estimate" of your closing costs. This closing cost estimate comes out of the loan officer's past experience. It's important to note that while our LEs are very accurate, we can't always predict costs to the penny. We answer questions about these costs every day at AmeriBest Mortgage, so don't hesitate to contact us if we can help answer your questions.

We've provided a general list of these costs below, but we'll give you a specific list of closing costs, with amounts, very soon after you have completed your loan application. At AmeriBest Mortgage, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Points — A fee paid to lower your interest rate (optional)
  • Appraisal Costs
  • Credit Report
  • Up-front Interest Payment
  • Escrow Fees
  • Various Taxes
  • Loan-related costs
Property Taxes
  • Insurance
  • Transfer Taxes and Recording Fees
Homeowners Insurance
  • Flood or Quake Insurance if applicable
  • Private Mortgage Insurance (PMI)
  • Title Insurance

AmeriBest Mortgage can help you understand closing costs. Give us a call: (321) 777-7277.

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