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It's important to see a mortgage loan pro first, even before you have decided what sort of home to look for. What for? Perhaps it's hard to understand how we can help even before you start to negotiate.
We Can Help You Pre-Qualify
We can help you see how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through the pre-qualification process. In the process, we explore your borrowing power - reviewing your job, available money for down payment, existing debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
We will give you a Pre-Qualification Letter when you qualify, that states that we're confident you'll qualify for a certain amount of mortgage loan dollars.
Power in the Pre-Qual
Holding your pre-qualification letter, several advantages fall at your feet at the point you find the house you want to make an offer for. The first is that you will be sure the amount you'll be able to afford when putting together your offer.
Having pre-qualification will also make your offer more attractive to the seller, like you were bringing them a suitcase full of cash! They won't have to wonder if they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not cause them concern. You have the capability to back up your offer.
We can help you pre-qualify
When we pre-qualify you, we help you determine how much of a monthly payment you can fit in your budget, and how much we of a loan you will qualify for. During the process, we look at your borrowing potential - reviewing your earning status, money available for down payment, existing debt, income, and other areas. It's quick and basic; and we take pride in keeping the paperwork light.
One on one
It is important for you to sit down and meet with us, even though you are free to also utilize the helpful mortgage calculators on our site. That way, we can help you get your pre-qualification letter. Next, we can consider your loan options and be sure you have selected the best one. Let us help you get started: Contact us at (321) 777-7277.
Have questions about pre-qualifying? Call us at (321) 777-7277. AmeriBest Mortgage answers pre-qualifying questions every day.