Why it's Important to Pre-Qualify
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It can be valuable to visit with a mortgage loan pro early, even if you haven't decided what sort of house you hope to find. Why? It might be hard to fathom the ways in which we could help even before you start to calculate your offer.
We Will Help You Pre-Qualify
Our mortgage professionals will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. This process leads you through your current financial situation - your debts, income, job, and cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.
When you are considered eligible, we prove our confidence in your potential to qualify for a loan by presenting you with a Pre-Qualification Letter (also called a "pre-qual").
Holding your pre-qualification letter, some advantages are yours at the point you locate the house you want to put together an offer for. The first is that you'll be sure what you'll be able to afford when calculating your offer.
Having pre-qualification will also make your offer look even better to the home seller, as if you were bringing them a suitcase of cash! They need not worry that that they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't cause them concern. You will have the sway of a buyer ready to make the purchase right now!
We will help you with your pre-qualification
Our mortgage professionals can help you determine the loan amount you can qualify for and the monthly payment amount you can afford by getting you pre-qualified. During the process, we explore your capacity to borrow - analyzing your employment, available money for down payment, existing debt, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
One on one
While you can use our mortgage calculators on our site, it's a good idea to sit down and talk with us. For one thing, you'll want a Pre-Qualification Letter! For another thing, we could find a different mortgage program that better fits your needs. Contact us at (321) 777-7277 to get started.
Have questions about pre-qualifying? Call us at (321) 777-7277. We answer pre-qualification questions every day.