When to Speak to a Mortgage Professional
Are you looking for a new mortgage? We'll be glad to discuss our mortgage offerings! Give us a call today at (321) 777-7277. Want to get started? Apply Online Now.
It is valuable to see a mortgage professional early, even if you haven't decided what sort of house you hope to find. What for? It might be hard to fathom how we could help even before you start to negotiate.
We Can Help You Pre-Qualify
When we pre-qualify you, we help you decide how much of a monthly payment you can afford, and the loan amount you can qualify for. In the process, we calculate your capacity to borrow - looking at your job, money available for down payment, existing debt, income, and other areas. It is a quick, thorough process with minimal risks for papercuts.
We will award you a Pre-Qualification Letter when you qualify, that documents that we're confident you will qualify for up to a predetermined amount of mortgage dollars.
Power in the Pre-Qual
Armed with your pre-qualification letter, several advantages are yours when you find the home you want to make an offer for. The first is that you'll know the amount you can afford when calculating your offer.
Being pre-qualified will also make your offer more attractive to the seller, as if you were bringing them a suitcase full of cash! They need not wonder if they're wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You have the ability to back your offer up.
We will help you with your pre-qualification
We will help determine how much of a mortgage loan you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In this process, we explore your borrowing capacity - reviewing your employment, money available for down payment, debt, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.
One on one
It is vital for you to sit down and talk with us, even though you are welcome to also try the helpful mortgage loan calculator tools on this website. For one thing, you'll need a Pre-Qualification Letter! Next, we can consider your mortgage program options and be sure you have chosen the right one. Contact us at (321) 777-7277 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at (321) 777-7277. It's our job to answer pre-qualification questions, so we're happy to help!