The Importance of Pre-Qualification
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It is valuable to visit with a mortgage loan pro first, even if you haven't settled on what type of house to search for. What for? If you don't yet know how much home you want to qualify for, how can we help?
We Can Help You Pre-Qualify
Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. In this process, we calculate your ability to borrow - analyzing your employment, money available for down payment, debts, income, and other areas. It's a short, thorough process with minimal risks for papercuts.
We award you a Pre-Qualification Letter after you qualify, that states that we are confident you will qualify for a specific amount of mortgage loan dollars.
Power in the Pre-Qual
Armed with your pre-qualification letter, some advantages fall at your feet once you find the home you want to put together an offer on. The first is that you can be sure what you will be able to afford when calculating your offer.
Of greater importance to the home seller, your being pre-qualified is like your having entered their house with a suitcase full of cash ready to purchase their home! They need not worry that that they have been wasting their time if you will not have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't cause them concern. You have the ability to back up your offer.
We will help you pre-qualify
We will help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you are able to afford by helping you pre-qualify. We achieve this by analyzing your income and debts, your work and residence situations, your available funds for down payment, required reserves, and other financial considerations. It's a short, thorough process with minimal risks for papercuts.
It is important to sit down and talk with us, even though you are free to also use the helpful mortgage calculator tools on this site. We can work toward your pre-qualification letter. Next, we can consider your loan options and make sure you have found the best one. We are waiting to hear from you: contact us at (321) 777-7277.
Have questions about pre-qualifying? Call us at (321) 777-7277. It's our job to answer pre-qualification questions, so we're happy to help!